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Phoenix Uninsured Motorist Motorcycle Accident Lawyer

When someone chooses to operate a motorcycle, they understand that while it comes with many benefits, it also comes with additional dangers. If you were injured in a wreck, you might be facing significant financial losses from medical bills, time lost at your job recovering, and other damages.

What can be even more frustrating is if you discover that the driver who collided with you was uninsured. If you were involved in a collision with a driver who does not have insurance, contact a Phoenix uninsured motorist motorcycle accident lawyer. With the assistance of an experienced motorbike attorney, you could learn your legal options, discuss the best means to pursue damages, and achieve a positive resolution to your case.

Fault Based Claims in Motorbike Wrecks

Arizona is a traditional fault-based state when it comes to motorcycle accidents. This means a plaintiff generally must prove the defendant was responsible for the accident and their injuries in order to pursue damages.

Even if a plaintiff finds that the defendant’s insurance policy is inadequate to cover their damages, or they are entirely uninsured, they could still theoretically file a lawsuit and go after the driver’s personal assets. A plaintiff should discuss the viability of this option with an uninsured motorcycle accident lawyer from Phoenix for their case.

Uninsured Motorist Coverage

Before a plaintiff files an uninsured motorist motorcycle accident lawsuit with a Phoenix lawyer, they should review their insurance policy. If the defendant has inadequate or no insurance coverage, a motorcyclist’s own insurance company may be able to pay-out the difference.

Arizona Revised Statutes §28-4010 sets the minimum insurance requirements that every motorcyclist and driver in the state must carry. These standards are the following:

  • For bodily injury liability coverage: $15,000 per person and up to $30,000 per accident
  • For property damage liability coverage: $10,000
  • For an uninsured motorist’s body injury coverage: $15,000 per person and up to $30,000 per accident

While this minimum amount can be helpful, it may not be enough to cover the full extent of a motorcyclist’s damages. Bikers should seek coverage beyond this minimum insurance policy to protect themselves from accidents with uninsured vehicles, if doing so is within their means. If a plaintiff has more extensive coverage, the insurance company could pay compensatory damages for any bodily injury the rider has endured, up to the policy limit.

Reach Out to a Phoenix Uninsured Motorist Motorcycle Accident Attorney

After a motorbike crash, you may have been unable to work, undergone surgery, and made multiple trips back to the hospital during your recovery. This is not only taxing on your time and health but your finances as well.

If you were involved in a collision with an uninsured driver, you should contact a Phoenix uninsured motorist motorcycle accident lawyer as soon as possible. With the help of a local attorney, you still may be able to receive the compensation necessary to help recover from the incident. Call today to find out more about how our lawyers could help.

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